Merchant Cash Advance in the Sioux Falls Area
Get working capital based on your credit card sales. A merchant cash advance gives your business a lump sum, and repayment comes from your processing.
Merchant cash advance at a glance
A flexible funding option that gives your business a lump sum of capital based on your card sales.
How it works
A merchant cash advance provides a lump sum in exchange for a share of future card sales. Repayment follows your sales, so slower weeks mean smaller payments.
Check eligibility
A quick call with Tyler about your business and card volume.
Provide statements
Share your last 3 months of bank and credit card statements.
Review your offer
See the amount, total payback and terms. Sign only if it fits.
Is a merchant cash advance right for your business?
A cash advance usually costs more than a bank loan, so it fits best for short-term needs with a clear return, such as:
- Stocking up on inventory
- Buying or repairing equipment
- Opening a second location
- Managing seasonal cash flow
- Taking a growth opportunity
Designed for real business needs
It's not a long-term loan. It's a flexible way to put capital to work when your business needs it, with the total cost laid out plainly before you commit.
Merchant cash advance FAQ
Who qualifies for a Wholesale Payments merchant cash advance?
Businesses that process at least $10,000 a month in card sales and can provide their last three months of bank and card statements.
How fast is funding?
It depends on underwriting and how quickly your statements come in. Tyler gives you the timeline before you sign anything.
How is repayment handled?
A share of your future card sales goes toward the advance. Repayment follows your sales, so slower weeks mean smaller payments.
How much can I receive?
The amount is based on your monthly card sales and statement history. Tyler shows you the offer before you commit.
What does it cost?
A cash advance usually costs more than a bank loan. You'll see the total payback amount and terms in writing before you sign.
See if you qualify today
A quick, no-obligation conversation can tell you how much funding you may qualify for and what it would cost.